- Medical Insurance for UC Employees and Students
- Medical Insurance for Foreign Visitors
- UC Travel Insurance
- Proof of Insurance
- Property Insurance
- Liability Insurance
- Auto Insurance
Medical Insurance for Short Term Stays
The University has arranged for employees and students traveling on official university business to be covered for a wide variety of accidents and incidents while away from the campus or primary workplace.
- What is covered: Travel for UC business out of state and abroad
- Who is covered: UC Employees, dependents, students, those designated by UC, on UC business
- What is included: Emergency medical evacuation, security extraction, travel assistance, loss of personal property.
Based on your activities abroad, make sure you understand your insurance policy. Check with your Risk Officer to ensure your activities are covered.
Existing medical insurance policies and benefits apply while working overseas. The carrier may require advance notification of your trip, especially if you need supplies before you go. Contact Member Services for international travel requirements.
Longer Term Stays
Employees living/working overseas for longer than two months should enroll in either the UC Care or Core plan. Both plans allow reimbursement for medical costs incurred outside of the United States while other UC plans do not. Please note that the CORE plan has a $3,000 deductible. More information about the different health plans. If the employee is not enrolled in either of these plans at the time of their move overseas, they will be given a period of initial eligibility (PIE) beginning on the effective date of the move.
Delta Dental and Vision Service Plan (VSP) are available worldwide and will provide benefits to employees and their enrolled family members living abroad. More information about the dental plan. More information about the vision plan. The Health Care Reimbursement account or flexible spending account (FSA) is also available to overseas employees.
Medical Insurance for Foreign Visitors
The Federal Government requires that visitors and their dependents have sufficient medical insurance coverage while in the U.S.
Minimum levels of health insurance coverage must provide:
- Medical benefits of at least $100,000 per illness or accident;
- Deductible not to exceed $500 per accident or illness;
- Expenses associated with medical evacuation in the amount of $50,000;
- Repatriation of remains in the amount of $25,000;
- Coverage for pre-existing conditions after a 6-month waiting period;
- Co-insurance/co-payment that does not exceed 25 percent of the covered benefits per accident or illness; and
- Policy underwritten by an insurance company that is A- rated or backed by the full faith and credit of the Exchange Visitor's government
Furthermore, “sponsors must inform all exchange visitors that they, and any accompanying spouse and dependent(s), also may be subject to the requirements of the Affordable Care Act.” 22 C.F.R. 62.14(a).
Generally, medical insurance for foreign visitors is available through each campus’ respective international scholars office.
UC Los Angeles
UCLA Dashew Center
University of California, Los Angeles
106 Bradley Hall
417 Charles E. Young Drive West
Los Angeles, CA 90095-1379
International Students & Scholars
University of California, Merced
5200 North Lake Road
Merced, CA 95343
International Scholar Center
University of California, RiversideCampus
0381 Surge Building
900 University Avenue
Riverside, CA 92521
UC San Diego
UC San Francisco
International Students and Scholars Office (ISSO)
University of California, San Francisco
William J. Rutter Center
1675 Owens Street, Room CC290
San Francisco, CA 94143
UC Santa Barbara
UCSB Office Of International Students & Scholars
University of California, Santa Barbara
Student Resource Building, Room 3130
Santa Barbara, CA 93106
UC Santa Cruz
UC Travel Insurance
UC Traveler Insurance covers travel for UC business out-of-state and to foreign countries. UC Traveler insurance covers all employees, their dependents, UC students, and other individuals designated as traveling on official UC business.
- What is Covered? Travel for UC business away from the campus or primary workplace
- Who is Covered? UC Employees, dependents, students, Individuals designated by UC for travel on UC business
- Includes? Emergency medical evacuation, security extraction, travel assistance, loss of personal property
- Extras? Personal Travel Insurance is available with similar benefits when you're not on UC business
For a full list of coverage benefits, see the Business Travel Benefits Summary.
Before Every Trip
- Register your trip (Trips booked by a Connexxus agency will be automatically registered for insurance)
- Print insurance card and carry with you
- Forward copy of insurance card to appropriate administrator, if applicable
In Case of Emergency
In case of an emergency, call UHC Global Assistance:
- 410-453-6330 (From outside the U.S.)
- 800-527-0218 (From U.S. and Canada)
For questions regarding coverage call (510) 987-9832, Monday-Friday 8:00-5:00 or leave a voicemail. For technical support/issues, call (530) 638-3375 or send an email to firstname.lastname@example.org.
Proof of Insurance
Some visa applications require proof of insurance, obtained from the Risk Management Office. To reissue your Travel Insurance card, login from the email with which you registered. Take your medical insurance card, you may need it at some borders which require proof of insurance.
If you have questions about insurance, contact your local Risk Management Office.
The UC’s property insurance program seeks to protect university assets through restoration of property loss/damage, risk analysis, control and prevention. This program provides coverage for direct physical loss and is extended to property owned or in the care, custody, and control of the Regents of the University.
Clinician Liability Insurance
If you are practicing under the auspices of your employment, your liability insurance provided as part of your employment will cover you. If your job description does not cover your activities, you may not be covered. When you are in the United States, you have defined protections as a physician volunteer (part of HIPAA) but when you travel abroad the federal protections do not apply.
Each country has its own laws. If you plan to practice medicine as a volunteer abroad you are strongly advised to do so under the auspices of an international volunteer organization with a well defined presence in your host country.
For more information review the Professional Medical & Hospital Liability (PL) program offered with Office of Risk Services.
The Office of Risk Services has arranged foreign liability insurance for university operations outside the US. Review the Risk Services foreign liability insurance page for more information.
The University's Automobile Self Insurance Program provides Automobile Liability coverage for University personnel in the course and scope of their employment and Automobile Physical Damage for vehicles owned, leased and operated by the University. Click here for more information about the Automobile Self Insurance Program.
While abroad, it is recommended that local insurance be purchased if renting, leasing or purchasing a vehicle in a foreign country.